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Maksaminen Maksaminen on keskeisessä asemassa toimivassa taloudessa. Käteisen käyttö on jatkuvasti vähentynyt, koska sähköinen kaupankäynti on lisääntynyt ja korttimaksaminen yleistynyt. Muutoksessa ovat myös maksamisen palvelut sekä niihin liitty...https://vm.fi/maksaminen
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Valtioneuvoston kirjelmä eduskunnalle komission ehdotuksesta Euroopan parlamentin ja neuvoston asetukseksi euroseteleiden ja -metallirahojen laillisen maksuvälineen asemasta (kä- teisasetus) Perustuslain 96 §:n 2 momentin perusteella lähetetään ed...https://vm.fi/delegate/file/125984
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23.4.2026 | 1 (16) Budjettiosasto Rakenneyksikkö (Osa)työkyvyttömyyseläkkeiden joustomalli1 Muistiossa tarkastellaan työkyvyttömyyseläkkeiden joustomallin (HE 64/2026 vp) työllisyysvaikutuksia. Tarkastelu keskittyy pääosin osatyökyvyttömyys-eläkeläisiin, kosk...https://vm.fi/documents/10623/249562524/(Osa)ty%C3%B6kyvytt%C3%B6myysel%C3%A4kkeiden%20joustomalli.pdf/f151c73a-e8cb-64ea-ee59-730eded95e08?t=1776948428925
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28.5.2026 | Finland’s overall money laundering risk is significant, and the risk of terrorist financing is moderately significant according to national authorities and other key actors responsible for anti-money laundering and countering the financing of terrorism.https://vm.fi/en/-/finland-supplements-risk-assessment-of-money-laundering-and-terrorist-financing-and-drafts-first-related-strategy
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7.5.2026 | The maximum term of new housing loans will be increased to 40 years. This new legislation seeks to boost the housing market and construction. The Government has proposed that the bill be approved by the President of the Republic and enter into force on 1 June.https://vm.fi/en/-/reform-of-housing-finance-regulation-supports-housing-market-through-added-flexibility
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9.11.2021 | Eurooppalaisen maksualoitteen tavoitteena on luoda eurooppalainen maksukortti ja digitaalinen lompakko. Suomi ja kuusi muuta EU-maata julkistivat tiistaina 9. marraskuuta kannanoton hankkeen puolesta.https://vm.fi/-/suomi-tukee-eurooppalaista-maksualoitetta-yhdessa-kuuden-muun-eu-maan-kanssa
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28.2.2023 | 1 Saate Valtionavustushankkeessa on valmisteltu valtionavustuksen vakioehdot - opas, joka on tarkoitettu valtionapuviranomaisille valtionavustuksen käyttöä koskevien yleisten ehtojen ja rajoitusten laatimisen tueksi. Tässä dokumentissa ovat oppaan...https://vm.fi/documents/10623/70812923/Valtionavustuksen+vakioehdot+englanniksi.pdf/462feb8d-6746-b402-0c75-15a8b4dbc11f?t=1677577471561
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30.9.2025 | Finland believes it has achieved further milestones in its Recovery and Resilience Plan (RRP). The Ministry of Finance filed the third payment request under the RRP with the European Commission on Tuesday 30 September.https://vm.fi/en/-/finland-requests-third-payment-from-eu-under-recovery-and-resilience-plan
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Taxation of earned income Finnish taxation is based on a schedular system, in which earned income and capital income are taxed separately. Earned income includes, among other things, wages the proportion of entrepreneurial income defined as earned...https://vm.fi/en/taxation-of-earned-income
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Sanctions in the financial markets In Finland, the sanctions regime in the financial markets is largely based on EU legislation. Member States are obliged to issue provisions on the administrative sanctions that can be imposed in the event of a br...https://vm.fi/en/sanctions-in-the-financial-markets
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Finland’s Recovery and Resilience Plan forms part of the Sustainable Growth Programme for Finland.https://vm.fi/en/finlands-recovery-and-resilience-plan
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Sustainable Growth Programme for Finland – boosting reforms and investments - Valtiovarainministeriö
The Sustainable Growth Programme for Finland will support growth that is ecologically, socially and economically sustainable in line with the aims of the Government Programme. The Sustainable Growth Programme will boost competitiveness, investment, research, development and innovation, as well as measures to raise skill levels.https://vm.fi/en/sustainable-growth-programme-for-finland -
Taxation of asset transfers Transfers of real estate and securities are subject to asset transfer tax collected by the state. The recipient of the transfer, such as a party purchasing a residential building, is liable to pay asset transfer tax. Re...https://vm.fi/en/taxation-of-asset-transfers
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Regulation of financial markets Stable and efficient financial markets are important for the favourable development of the national economy. The Ministry of Finance ensures that the regulation of the financial markets promotes the reliable and ver...https://vm.fi/en/regulation-of-financial-markets
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Prevention – money laundering and terrorist financing Money laundering refers to activities in which funds of criminal or illegal origin are recycled through a legal payment system to cover the actual nature, origin or owners of the funds. Terrori...https://vm.fi/en/prevention
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Funds State Pension Fund The State Pension Fund helps central government in preparing for the payment of future pensions and evening out annual pension expenditure. Hiddenhttps://vm.fi/en/funds
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Local government finances The Ministry of Finance monitors and assesses the status and development of the finances of municipalities. The Ministry develops the system of central government transfers to local government; calculates and grants centr...https://vm.fi/en/local-government-finances
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Absences Absences due to sickness During each calendar year, public officials are entitled to full pay for a maximum of 60 sick days. After that, they receive 75% of their pay. All days of sickness count towards the total number of days, but the n...https://vm.fi/en/absence
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Next generation financial services and technologies (Fintech) The Ministry of Finance actively monitors developments in financial service technologies and participates in the drafting of regulatory measures relating to them. The Ministry of Financ...https://vm.fi/en/new-financial-technologies
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The International Monetary Fund (IMF) has published an analysis of anti-money laundering in Finland. At the request of the Nordic and Baltic countries, the IMF analysed threats and vulnerabilities stemming from money laundering and terrorist financing in the region. The results of the report were announced earlier.https://vm.fi/en/-/46317582/imf-published-a-report-on-anti-money-laundering-in-finland